Step-by-Step Guide

Start by finding out exactly what you can afford. Remember to take into consideration insurance and registration costs. Make use of our handy calculators.

Next comes the fun part - shopping for a car. Don't limit yourself to one brand and make sure you take the car for a test drive. Take a look through our list of accredited dealers. Our dealers will personally assist you with your search.

Once you've chosen your vehicle, be sure that you understand all the available options, so that you can choose the option that best suits you.

In order to submit an application you will need to be:

• be 18 years old or older.
• be a permanently employed salaried individual, earning a minimum salary of R6500 pm.
• have a valid South African drivers licence with no endorsements.
• be a South African citizen or permanent resident; and
• have a good credit history.

Documents you'll need to complete your application

• A copy of your valid South African identity card/document
• A copy of the front and back of your South African drivers licence
• Proof of your income, not older than 3 months
• Salaried individuals - latest 3 months payslips
• Commission earners - Latest 3 months payslips and latest 3 months’ stamped bank statements. No internet bank statements will be accepted
• Proof of residence, such as a utility bill, not older than 3 months
• For Private-to-Private finance, please ensure to have the vehicle details, the sellers name and surname and their cell phone number. Please refer to the Private to Private Sale page for more details.

Apply Online

Download the physical application forms by clicking on the following links for the Application Form (116 kB) and the Business Application Form (499 kB)

Before taking delivery of your new vehicle you will need to arrange comprehensive insurance on the vehicle. This insurance is compulsory and needs to run for the full term of the contract.

Before you can drive away in your new car, you will be required to sign a release note (Acceptance of delivery) confirming that you have taken delivery and that you are happy with the vehicle.